Download The Credit Scoring Toolkit: Theory and Practice for Retail Credit Risk Management and Decision Automation PDF EPUB
Author: Author
Pages: 731
Size: 2.028,88 Kb
Publication Date: August 30,2007
Category: Risk Management
Credit scoring aims to quantify the probability of a prospective customer defaulting on payment more than a specified time period.
Assuming little prior understanding, the text contains the relevant statistical and mathematical equipment, numerous real-life illustrations, and conversation of the credit risk administration cycle and the need for credit scoring running a business and regulatory conditions, which includes Basel II.
The credit history is calculated using progressively sophisticated statistical versions, which vary significantly between individual situations.
A thorough glossary and bibliography get this to an essential desktop reference for graduate college students in stats, business, economics and financing, MBA college students, credit risk and monetary practitioners. This clearly-created and comprehensive text addresses the scorecard development procedure and a practical how-to guidebook for those attempting to make use of and develop credit scoring methods.